Privacy Policy | Savient Financial, Inc.

This Privacy Policy describes how Savient Financial, Inc. ("Savient Financial," "we," "us," or "our"), a direct business lender located at 1516 San Joaquin, Newport Beach, CA 92660, collects, uses, discloses, and protects information you provide when you visit our website at thesavientfinancial.com or contact us to inquire about business funding services. Please read this policy carefully. By using our website or submitting information to us, you consent to the practices described in this Privacy Policy.

1. Information We Collect

1.1 Information You Provide to Us

We collect personal and business information that you voluntarily submit through our website contact forms, email correspondence, or other direct communications, including:

Your name, business name, and contact information (email address)
Business financial information (monthly revenue, time in business, funding amount requested)
Type of funding product requested
Description of your business and intended use of funds
Communications you send to us directly
SMS/text message opt-in or opt-out preferences

1.2 Information Collected Automatically

When you visit our website, we may automatically collect certain technical information, including:

IP address and general geographic location
Browser type and operating system
Pages visited and time spent on the site
Referring website or search engine query
Cookie and session data as described in our Cookie section below

2. How We Use Your Information

We use the information we collect for the following purposes:

To evaluate and process your business funding inquiry or application
To contact you regarding your application status, funding options, and related services
To send you email communications if you have opted in
To send you SMS/text message communications if you have expressly opted in via our contact form
To respond to your questions, comments, or requests
To improve our website, services, and customer communications
To comply with applicable laws, regulations, and legal obligations
To prevent fraud and protect the security of our platform

3. SMS / Text Message Communications

SMS Program Details & Your Rights

When you expressly opt in to receive SMS/MMS messages from Savient Financial, Inc. through our contact form, the following terms apply:

Program: You may receive marketing and promotional SMS/MMS messages about our business funding products, services, offers, and updates, sent using an automated telephone dialing system (ATDS).
Message Frequency: Message frequency varies; you may receive up to 4 messages per month.
Rates: Message and data rates may apply. Standard carrier rates apply depending on your mobile plan.
Opt-Out: Reply STOP to opt out at any time. After texting STOP, you will receive a one-time confirmation and no further messages will be sent unless you re-enroll.
Help: Reply HELP for assistance, or contact us at darrell@thesavientfinancial.com.
No Condition of Purchase: Consent is NOT a condition of purchase. You may obtain our services without consenting to receive SMS communications.

4. Sharing of Information

Savient Financial, Inc. values your privacy. We do not sell your personal information. We may share information in the following limited circumstances:

Service providers: We may share information with trusted third-party vendors who assist us in operating our website and delivering our services (e.g., email delivery, website hosting). These vendors are contractually bound to protect your information and use it only for the purpose of providing services to us.
Legal compliance: We may disclose information when required by law, subpoena, court order, or other legal obligation, or when necessary to protect the rights and safety of our company, clients, or the public.
Business transfers: In the event of a merger, acquisition, or sale of all or substantially all of our assets, your information may be transferred to the successor entity.

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

5. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes for which it was collected, to provide you with our services, to comply with applicable legal obligations, and to resolve disputes. When information is no longer needed, we take reasonable steps to securely delete or anonymize it.

6. Data Security

Savient Financial implements reasonable administrative, technical, and physical safeguards to protect your information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

7. Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to enhance your browsing experience, analyze site traffic, and understand how visitors interact with our content. You can control cookie settings through your browser preferences. Note that disabling cookies may affect certain features of our website.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any third-party sites you visit.

9. California Privacy Rights

If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA), including:

The right to know what personal information we collect about you
The right to request deletion of your personal information
The right to opt out of the sale of personal information (we do not sell personal information)
The right to non-discrimination for exercising your privacy rights

To exercise your California privacy rights, please contact us at darrell@thesavientfinancial.com.

10. Children's Privacy

Our website and services are intended for business owners and adult individuals. We do not knowingly collect personal information from children under the age of 13. If we become aware that we have inadvertently received information from a child under 13, we will delete such information promptly.

11. Changes to This Privacy Policy

We reserve the right to update or modify this Privacy Policy at any time. Changes will be effective immediately upon posting to this page with an updated effective date. We encourage you to review this policy periodically. Your continued use of our website following any changes constitutes acceptance of the updated policy.

12. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

Savient Financial, Inc.
1516 San Joaquin
Newport Beach, CA 92660
Email: darrell@thesavientfinancial.com