Effective Date: January 1, 2025 | Last Updated: January 1, 2025
These Terms and Conditions ("Terms") govern your access to and use of the Savient Financial, Inc. website located at thesavientfinancial.com (the "Site") and any related services provided by Savient Financial, Inc. ("Savient Financial," "we," "us," or "our"), a direct business lender located at 1516 San Joaquin, Newport Beach, CA 92660. By accessing or using the Site, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use the Site.
You may use our Site only for lawful purposes and in accordance with these Terms. You agree not to use the Site:
Submission of an inquiry or application through our website does not constitute a loan offer, commitment, or guarantee of funding. All applications are subject to our internal underwriting review process, credit evaluation, and approval. Savient Financial reserves the right to decline any application at its sole discretion without obligation to disclose the reason for such decline.
The content on this Site is provided for general informational purposes only. Nothing on this Site constitutes financial, legal, tax, investment, or professional advice. You should consult with a qualified financial or legal professional before making decisions based on any information presented on this Site. We make no representations or warranties about the accuracy, completeness, or suitability of any information provided.
By opting in to receive SMS/MMS communications from Savient Financial, Inc. through our website contact form, you agree to the following terms governing text message communications:
The Site and its entire contents, features, and functionality — including but not limited to text, graphics, logos, images, page design, and software — are owned by Savient Financial, Inc. or its licensors and are protected by United States and international copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, transmit, or otherwise exploit any content from this Site without our prior written consent.
THE SITE AND ITS CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. SAVIENT FINANCIAL DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. SAVIENT FINANCIAL DOES NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, SAVIENT FINANCIAL, INC. SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATED TO YOUR ACCESS TO OR USE OF (OR INABILITY TO ACCESS OR USE) THE SITE OR ANY CONTENT THEREON.
Our Site may contain links to third-party websites or resources. We provide these links for convenience only. Savient Financial has no control over and assumes no responsibility for the content, privacy policies, or practices of any third-party websites. We encourage you to review the terms and privacy policies of any third-party sites you visit.
Your use of the Site is also governed by our Privacy Policy, which is incorporated by reference into these Terms. Please review our Privacy Policy carefully, as it describes how we collect, use, and protect information you provide to us.
These Terms and any disputes arising out of or related to them or your use of the Site shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms shall be brought exclusively in the federal or state courts located in Orange County, California, and you hereby consent to the personal jurisdiction and venue of such courts.
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to this page with an updated effective date. Your continued use of the Site after any changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.
If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. Any invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.
These Terms, together with our Privacy Policy and any other agreements expressly incorporated by reference, constitute the entire agreement between you and Savient Financial, Inc. regarding your use of the Site and supersede all prior or contemporaneous understandings and agreements.
If you have questions about these Terms and Conditions, please contact us:
Savient Financial, Inc.
1516 San Joaquin
Newport Beach, CA 92660
Email: darrell@thesavientfinancial.com